Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$484,618$449,100
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.630%7.400%
Blended rate7.180%7.640%
1st payment$3,138.89$3,109.48
2nd payment$0.00$0.00
Taxes / mo$89.08$89.08
Insurance / mo$166.67$166.67
MI / mo$224.57$89.82
HOA / mo$0.00$0.00
Total monthly$3,619.21$3,455.05
Cash to close$14,382$49,900